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Option 1 – Complete “Try It!” 1 “Discover Your Personal Financial  Philosophy” (Chapter 12). but do not post your answers to this  questionnaire, instead respond to the following questions:  1. Why is it  important to have a budget?  2. Is keeping a budget simple?  Explain.   Complete “Try It!” 2 “Identify your Financial Goals” (Chapter 12).  What  is one of your financial priorities? Provide an example of when you had  to save or sacrifice for something you wanted.  Complete table 12.1  Estimated Expenditures, Next 12 months (Ch. 12) but only respond to  these questions:  Which category do you spend the most on and which  category do you spend the least on. 

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